Investment

Investing is a path that can open you up to new sectors, ideas and possibilities. Three ways to broaden your view as an investor, at your own pace.

The end of the year is a chance to look at what you've built and what you want to keep building. Four questions to review your strategy.

Information and judgment are also part of a good investment. Five questions to evaluate calmly before you decide.

Investing doesn't start with knowing everything, but with asking better questions. Six questions to review an opportunity before deciding.

Fear of investing isn't eliminated: it's understood. Where it comes from, what to ask and why to start with your situation, not the opportunity.

What investing with little money means, what fractional investing is and why the minimum amount shouldn't be your only criterion.

Art, legal claims, and ships versus tangible real estate. Why boring is usually safe, and what happened to Yieldstreet's alternative portfolios.

Lock-up periods of 3 to 10 years at RealtyMogul and CrowdStreet versus the Participations Portal at Circular Urban. Look at the exit before you walk in.

Lending for a fix and flip through Groundfloor pays you a fixed rate; owning shares in the SAS that holds the property lets you capture appreciation. Compare both roles.

Tokenizing a house on the blockchain or owning registered shares in a SAS. Compare the Lofty.ai model with Circular Urban and understand what backs your ownership.

Withholding of up to 30% on US REITs versus Colombia's flat 15% occasional gain. What changes when you invest through a local SAS vehicle.

Fractional luxury, nightly rentals, and regulatory risk. Compare LaHaus Fraction, LIVO, and InvestWE with the SAS share structure of Circular Urban.

The Nightingale case cost CrowdStreet investors more than USD $62 million. What ring-fencing is and why it determines where your money actually sits.

Schedule K-1, phantom income, and annual fees. Compare CrowdStreet, EquityMultiple, and Pacaso with the structural bridge built by Circular Urban.

Debt or equity, pesos or dollars. Understand the difference between lending to a company through a2censo and owning dollar-denominated real estate with Circular Urban.

The idea that multiple people can own the same real estate asset is over 65 years old: from the 1960 REITs to tokenization, this is its history and the countries leading it today.

Learn what private real estate projects are, what to evaluate before investing, and how Circular Urban helps you move forward with information and traceability.

Learn how to use the Circular Houses investment simulator to explore scenarios, understand amounts, and make more informed decisions.

Learn what Circular Urban is, how it works, and how it helps you explore and invest in real estate projects in Colombia and the United States with information, education, and traceability.

▎ The dollar has fallen to $3,210 — its lowest level in seven years, after the peso appreciated more than 21% in 12 months. We break down, in plain language, what's behind the drop and what it means for your money: why it's a good moment if you invest in pesos, what to keep in mind if you hold dollars or receive remittances, and why the quality of the asset matters more than the exchange rate over the long term.

Over the last seven years, the share of Colombians who own their home dropped from 42.9% to 34.8%. Renting is now the norm — not because of a lack of effort, but because the country's structural conditions have shifted. In this article we break down what's behind these numbers and why understanding them is the first step before exploring any alternative.

The Antioquian capital has set a new historical milestone. According to the most recent Colombia Tech Report (CTR) —a report led by KPMG in alliance with ANDI and Ruta N— Medellin has been cataloged as the best innovation ecosystem and destination in Latin America for doing business with technology-based companies (startups). With this recognition, the city surpassed regional giants such as Mexico City, Santiago de Chile, and Buenos Aires.

Commercial spaces boost the urban economy with diversified cash flows and stable commercial leases. Discover why they complement your real estate portfolio.

Discover how fractional ownership is democratizing access to real estate in Latin America. Invest from USD 50 in real estate projects backed by participation agreements.

Discover how Circular Urban is demystifying traditional barriers to real estate investment through its accessible and innovative digital platform.