Free tool · 5 steps

A financial check-up to invest better.

Know where you stand in 5 steps: your monthly balance, the weight of your debts, your cushion, your habits and your goals. At the end you'll see clearly whether it's a good time to invest.

See the 5 steps

It takes a few minutes. No investing experience needed.

  • Your numbers never leave your device
  • Built with a personal finance mentor

Why do it

Investing starts with knowing where you stand.

Before choosing a project, an amount or a term, it pays to know how your finances look today. The check-up shows whether you have stability, room to save, healthy habits and clear goals.

  1. 01

    Decide with clarity

    See your whole picture before you commit your money.

  2. 02

    Spot strengths and warnings

    Find out what's solid and what to adjust first.

  3. 03

    Invest with judgment

    Start with information, not hunches or hurry.

The process

5 steps to understand your financial health.

Each step looks at one area that shapes your ability to invest.

  1. 01

    Monthly balance

    What comes in, what goes out and what's left each month.

  2. 02

    Weight of your debts

    How much of your income goes to installments.

  3. 03

    Safety cushion

    How many months you could cover if your income stopped.

  4. 04

    Money routines

    The habits that keep you stable.

  5. 05

    Goals

    Where you want to go and how much you need to get there.

Pause whenever you like: we save your progress on this device.

When you finish

You get a clear read on your financial health.

A result by area so you understand where you are today and decide with more information before investing.

  • Your overall financial health score
  • A green, yellow or red light for each area
  • Your strengths and the warnings to look at first
  • A summary of your monthly income, expenses and balance
  • More clarity on whether it's your time to invest

To see your result you create a free account at the end. No commitment.

This is an educational tool: it doesn't replace personalized financial advice.

Overall score

70/100

Sample
  • Monthly balanceGreen
  • Weight of your debtsYellow
  • Safety cushionGreen
  • Money routinesYellow
  • GoalsGreen
See a sample result

Expert guidance

Built with a personal finance mentor.

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Trust and privacy

Your numbers are yours alone.

The amounts you type stay on your device: we never send them to a server. If you want to track your progress, we only keep your traffic lights and your score, and only with your permission.

  • No prior experience needed
  • It's not a credit application
  • It doesn't replace personalized advice
  • You decide whether to move forward

Take the first step

Start with clarity.

Complete the 5 steps and know your financial health before exploring investment opportunities.

Free, at your own pace and with no commitment.

Need help?